body{

margin-bottom:0px;
margin-left:0px;
margin-right:0px;
margin-top: 0px;
background-color:#CCCCCC}

.mainContainer {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	line-height: 15px;
	font-weight: normal;
	text-decoration: none;
	margin: 0px;
	padding: 0px;
	clear: both;
	float: none;
	height: auto;
	width: 779px;
	background-image: none;
}
.banner {
	margin: 0px;
	padding: 0px;
	float: none;
	height: 94px;
	width: 779px;
	background-image: url(../images/bannerBG.jpg);
}
.logo {
	float: left;
	height: 94px;
	width: 282px;
	background-image: url(../images/logoBg.gif);
	margin: 0px;
	padding: 0px;
}
.bannerSpacer {
	background-image: url(../images/bannerSpacer.gif);
	background-repeat: no-repeat;
	margin: 0px;
	padding: 0px;
	float: left;
	height: 94px;
	width: 18px;
}


.menu {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: none;
	background-color: #FF6F0F;
	margin: 0px;
	padding: 0px;
	padding-top:5px;
	float: none;
	height: 22px;
	width: 759px;
	text-align:right;
	padding-right: 20px;
	
}
.menuText
   {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: none;
	}
.contentLayer {
	font-family: "Arial Narrow", Arial, sans-serif, Verdana;
	font-size: 12px;
	line-height: 15px;
	font-weight: normal;
	color: #333333;
	text-decoration: none;
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px;
	clear: both;
	float: none;
	height: auto;
	width: 779px;
}
.notes {
	font-family: Arial, sans-serif, Verdana;
	font-size: 12px;
	font-weight: normal;
	color: #624100;
	text-decoration: none;
	margin: 0px;
	padding: 10px;
	clear: both;
	float: none;
	height: 80px;
	width: 759px;
	background-color: #F8C45F;
	text-align: justify;
}
.credits {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	color: #333333;
	text-decoration: none;
	background-color: #999999;
	margin: 0px;
	padding: 0px;
	clear: both;
	float: none;
	height: 20px;
	width: 779px;
	font-size: 11px;
	vertical-align: middle;
	padding-top: 5px;
}
bannerSpacer2 {
	margin: 0px;
	padding: 0px;
	float: left;
	height: 94px;
	width: 89px;
}
.bannerFS {
	background-image: url(../images/firststep.gif);
	float: left;
	height: 94px;
	width: 201px;
}
.bannerSpacer2 {
	float: left;
	height: 94px;
	width: 89px;
}
.pageHd {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 18px;
	font-weight: bold;
	color: #DA6826;
	text-decoration: none;
	height: 15px;
	width: 739px;
	padding-top: 20px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 0px;
	
}
.content {
	float: left;
	width: 739px;
	padding-right: 20px;
	padding-left: 20px;
	background-color: #FFFFFF;
	height: auto;
	overflow: visible;
}
.copy {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	line-height: 20px;
	color: #333333;
	text-decoration: none;
	float: left;
	height: auto;
	width: 313px;
	padding-top: 5px;
	padding-right: 25px;
	padding-left: 38px;
	text-align: justify;
}
.copy2{
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	line-height: 20px;
	color: #333333;
	text-decoration: none;
	float: left;
	height: 462px;
	width: 260px;
	padding-top: 5px;
	padding-right: 25px;
	padding-left: 10px;
	text-align: justify;
}
.form {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #783B00;
	text-decoration: none;
	float: left;
	height: auto;
	width: 340px;
	padding-top: 11px;
	padding-left: 10px;
}
.formContent {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	color: #333333;
	text-decoration: none;
	font-weight:normal;
}
.linkContent {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	color: #333333;
	text-decoration: underline;
	font-weight:normal;
}
.referLink {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	color: #DA6826;
	text-decoration: underline;
	font-weight:bold;
	
}
.formTel {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 10px;
	color: #783B00;
	text-decoration: none;
	font-weight:normal;

	

	
	
}
.HDul {
	background-image: url(../images/hdUL.gif);
	background-repeat:repeat-x;
	float: none;
	height: 6px;
	width:739px;
}
.copy1 {

	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	line-height: 20px;
	color: #333333;
	text-decoration: none;
	float: none;
	height: auto;
	width: 660px;
	padding-top: 5px;
	padding-right: 25px;
	padding-left: 38px;
	text-align: justify;
}
.refform {

	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #783B00;
	text-decoration: none;
	float: left;
	height: 462px;
	width: 386px;
}
.ThankRefform {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #783B00;
	text-decoration: none;
	float: left;
	height: 462px;
	width: 386px;
	margin-left: 100px;
}
.Refercontent {
	float: none;
	width: 739px;
	padding-right: 20px;
	padding-left: 20px;
	height: 700px;
}
.contentLayer1 {

	font-family: "Arial Narrow", Arial, sans-serif, Verdana;
	font-size: 12px;
	line-height: 15px;
	font-weight: normal;
	color: #333333;
	text-decoration: none;
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px;
	clear: both;
	float: none;
	height:490px;
	width: 779px;
}
.Thankcopy {

	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	line-height: 20px;
	color: #333333;
	text-decoration: none;
	float: left;
	height: 462px;
	width: 260px;
	padding-top: 5px;
	padding-right: 25px;
	padding-left: 38px;
	text-align: justify;
}
.pagefooter {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #333333;
	text-decoration: none;
	height: 15px;
	width: 701px;
	padding-top: 10px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 38px;
	float: none;
	clear: both;
	text-align: left;
}
.Spacer {
	float: left;
	height: auto;
	width: 20px;
}
.contentLayer2 {

	font-family: "Arial Narrow", Arial, sans-serif, Verdana;
	font-size: 12px;
	line-height: 15px;
	font-weight: normal;
	color: #333333;
	text-decoration: none;
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px;
	clear: both;
	float: none;
	height: 550px;
	width: 779px;
}
.bannerSpacer3 {
	float: left;
	height: 30px;
	width: 100px;
	padding-top: 40px;
	padding-left: 50px;
}
.referLinkCopy {

	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	color: #DA6826;
	text-decoration: underline;
	font-weight:bold;
}
.home {

	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	color: #A06B05;
	text-decoration: none;
	font-weight:bold;
}
.MutualcontentLayer {
	font-family: "Arial Narrow", Arial, sans-serif, Verdana;
	font-size: 12px;
	line-height: 15px;
	font-weight: normal;
	color: #333333;
	text-decoration: none;
	background-color: #FFFFFF;
	margin: 0px;
	padding: 0px;
	clear: both;
	float: none;
	height: 550px;
	width: 779px;
	
}
.Mutualcopy {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	line-height: 20px;
	color: #333333;
	text-decoration: none;
	float: left;
	height: auto;
	width: 313px;
	padding-top: 5px;
	padding-right: 25px;
	padding-left: 38px;
	text-align: justify;
	overflow: hidden;
}
.Mutualform {

	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: bold;
	color: #783B00;
	text-decoration: none;
	float: left;
	height: auto;
	width: 340px;
}
.Mutualpagefooter {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	font-size: 12px;
	font-weight: normal;
	color: #333333;
	text-decoration: none;
	height: 25px;
	width: 701px;
	padding-top: 13px;
	padding-right: 0px;
	padding-bottom: 8px;
	padding-left: 38px;
	float: left;
	clear: both;
	text-align: left;
	background-color: #FFFFFF;
}
.creditsml {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	color: #333333;
	text-decoration: none;
	background-color: #999999;
	margin: 0px;
	padding: 0px;
	float: right;
	height: 20px;
	width: 150px;
	font-size: 11px;
	vertical-align: top;
	padding-right: 10px;
	text-align:right;
}
.privacy {
	font-family: Arial, Verdana, sans-serif, HelveticaInserat-Roman-SemiB;
	color: #333333;
	text-decoration: none;
	background-color: #999999;
	margin: 0px;
	padding: 0px;
	float: left;
	height: 20px;
	width: 150px;
	font-size: 11px;
	vertical-align: top;
	padding-left: 10px;
	text-align:left;
}